Tool | What is your debt really costing you?
You might know roughly how much debt you have, but do you know how long it will take to pay off or how much interest you’ll pay along the way?
Debt can feel much harder to manage when your balances, interest rates and monthly repayments are spread across different accounts.
That’s why it helps to bring everything together in one place.
Use Wealthbit's Mapping My Debts tool to see where you stand today and how the right repayment strategy could help you save on interest and become debt-free sooner.

The tool gives you a clear view of:
- What you owe across all your debts
- The interest rate attached to each balance
- How much you’re paying every month
- What your debt is costing you each day and each year
- How long repayment could take if nothing changes
- How much time and interest you could save with a repayment strategy
This tool forms part of Wealthbit’s Financial Freedom Programme®.
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More tools that might be helpful:
Debt repayments email course: take control of your debt in 4 days
Debt Repayment Strategies workbook - a practical tool to build a system that works for you
Other resources to explore:
Debt review in South Africa: what it means and how it works
How do I check my credit score for free in South Africa?
What does “blacklisted” really mean in South Africa?
Is it okay to handle debt on your own without telling your partner?
How to get a good credit score in South Africa and why it matters
Should I use my savings to pay off my credit card debt, or continue saving?
Is it bad to only pay the minimum on my credit card?
Snowball vs avalanche: Choosing a debt repayment strategy that fits your personality
Why we fall into debt: the most common causes and how to spot the early signs


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