Financial Freedom Programme^®:

Imagine your team's finances improving in front of your eyes

Step inside the dashboard you'd open every month, and see what the programme is changing for your people.

Book a callor scroll to step inside

This is a sample company with 240 staff, eight months in. All figures are illustrative.

This could be you Sample data

240 staff · 168 onboarded · joined February 2026

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OverviewHealthProgressEngagementWhat your people say

Since start12 months3 months

Financial Freedom Programme overview

Is this helping my people?

34%

are likely to retire comfortably, up from 24% when they joined.

Are they using it?

68%

have used at least one part of the programme. 163 of 240 staff.

What do they think of it?

4.5 / 5

from 212 reviews. People say it makes them feel calmer and more in control.

Where is your team's money going?

Of every R100 your team earns, R11 goes to debt and R9 is invested

Share of gross income across all included people

Feb

R62R14R6R18

Sep

R58R11R9R22

Everyday spendingR62 → R58

DebtR14 → R11

InvestingR6 → R9

Everything elseR18 → R22

Your team's financial health

Median · Feb to Sep 2026

What Wealthbit is doing about it

Is your team set up for a safe retirement?

More of your people are on course for a comfortable retirement

Retirement readiness score · share in each band

34%

are likely or highly likely to retire comfortably

Up from 24% in Feb

FebMarAprMayJunJulAugSep

41 people have moved up at least one band since February. 11 have moved down.

How the programme is moving your team

Is the programme moving people forward?

Debt is improving fastest: 26 of 64 people are now under the guide

People who started behind on each measure, and where they are now

Moved upNo change yetMoved down

What has actually changed?

Real changes your people have made since February

Counts of people and sessions since the programme started

people have cut their debt repayments

112

coaching sessions held

people have increased their retirement contributions

people have set up a spending plan in the app

Your team's engagement with the programme

Is your team using the programme?

7 in 10 of your staff have joined, and most of them use the app

Share of all 240 staff who have done each at least once

Enrolled

70%

Used the app

58%

Coached

41%

Workshop

22%

Dashed line: 25% target per channel

What your team thinks about the programme

4.5 / 5

Your people rate the programme highly

212 reviews · 91% rated 4 or 5 stars

Coaching4.688 reviews

Workshops4.574 reviews

App4.150 reviews

"My coach helped me see where my money actually goes. For the first time in years I'm not dreading month-end."

Coaching · 5 / 5 · Aug 2026

"Great content, but the 3pm slot is hard for those of us on shift."

Workshops · 4 / 5 · Apr 2026

In their words

What people say they took away

Comments are anonymous. Anything that could identify someone is removed.

"Learned more about my retirement fund in one hour than in ten years of working here."

Workshops · 5 / 5 · Aug 2026

"It's good to talk to someone who isn't judging you. I feel calmer about money."

Coaching · 5 / 5 · Sep 2026

"The goals feature got me saving for my son's school fees. R400 a month so far."

App · 5 / 5 · Sep 2026

About this data

Debt repayments to gross income

What it means

The money a person pays each month towards loans, credit cards, store accounts, vehicle finance and their home loan, divided by their pay before tax. We show the median, so a few very high or very low values can't pull it around.

Who is included

156 people

of 168 onboarded

Excluded: income recorded as R0We can't work out a share of pay without an income figure. These people still get coaching and are counted once their payroll income comes through.

Any month or group with fewer than 5 people is hidden to protect anonymity.

Where the guide line comes from

The 10% guide is Wealthbit's financial planning guideline for a comfortable level of debt repayments.

1 of 7
This is your dashboard
It opens on the three questions an exco asks about any benefit. Is it helping? Are people using it? What do they think? One number and one plain sentence each.
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See where every R100 goes
Since February, R3 in every R100 your people earn has moved away from debt repayments and into savings and retirement. You see the team, never a person.
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Watch eight months play out
Debt, spending and investing are tracked monthly against a planning guide. Switch measures, or press replay.
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Follow the same people over time
A team average can rise just because new people join. So the dashboard also follows the people who started behind, and shows who has moved up.
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Count people, not averages
37 people now pay at least R200 a month less towards debt. Each number is someone doing something differently with their money.
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See who is taking part
The app, coaching and workshops are each measured against all 240 staff, so the number isn’t flattered by only counting the people who signed up.
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Hear it from your people
Every session, workshop and the app is rated anonymously. Critical comments stay in, which is how you know the 4.5 is real.

Keep scrollingSkip to the end

Learn how this could work for your team

The Financial Freedom Programme^® gives your team a clear picture of their finances, guidance on the most important actions to take and tools and systems to keep building on progress made. Here's how it gets going:

Launch

We launch with your team and set up coaching sessions in the first month.

Wk 1

Wk 2

Wk 3

Wk 4

Month one: coaching sessions booked

10 people set up

Once 10 people have done their setup, your dashboard switches on.

10of 10 people set up

Dashboard on

Month by month

Trends build as more people join, and from month two you can see who's moving.

Mth 1Mth 2Mth 3Mth 4Mth 5Mth 6

From teams already on the programme

African Leadership AcademyAfter 6 months

31%

average improvement in employees’ financial position

"The impact is tangible, from reducing debt to saving smarter to simply feeling more in control each month."Kim Urquhart, Head of HR

Read the case study

Want to see this for your own team?

Pick a time

New to the programme? Read about our employee financial wellness programme.

Ready to transform your team's wellbeing?

Send us a message or set up a meeting with our team to get started.

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Imagine your team's finances improving in front of your eyes

This is your dashboard

See where every R100 goes

Watch eight months play out

Follow the same people over time

Count people, not averages

See who is taking part

Hear it from your people