Before you drop R20K on a new couch, use this workbook to make sure it’s the right call.

“Sure, I can probably afford it… but should I really spend the money?”

Yep, we’ve all been there.

Big purchases are tricky. It’s not that you’re bad with money. You probably have your day-to-day budgeting under control. But when it comes to one-off spends like a new laptop, an overseas trip, an MBA, Springbok Test tickets, or a home upgrade, it’s easy to impulse-buy or avoid the decision altogether.

That’s why we created the Wealthbit Big Purchases & Smart Spending Workbook. It’s a free and practical tool that helps you evaluate big purchases, make confident decisions, and create a funding plan that works for your life.

What this workbook helps you do:

🧾 Map out the big things you’re planning to buy🤯 Spot the sneaky ongoing costs people often forget🧠 Stress-test your decision using our 4C filter: clarity, control, consistency, and continuity💸 Build a real plan to fund it, whether that means saving slowly towards it or using your buffer wisely.

Whether your ‘big buy’ is exciting, necessary, or completely last-minute, this workbook helps you figure out how to afford it and feel good about it.

👇 Get your free copy below 👇

This tool is also used in the Financial Freedom Programme, where we help teams stress less about money and build smarter money systems.